See ShadowSpark in Action
Run a live loan simulation. Apply, get approved, and see the repayment schedule — all in under 3 minutes.
The Applicant's Phone
No app download. Pick an amount, choose a tenor, and submit — entirely inside WhatsApp.
ShadowSpark Loans
Online now
The Loan Officer's Dashboard
Applications flow straight into a real-time decision dashboard.
Application synced to dashboard
Ref: LN-2026-001
Loan Officer Dashboard
New loan alert
Chukwuemeka Okafor
Amount
₦500,000
Reference
LN-2026-001
Status
Application Submitted
The Disbursement
Approved loans trigger instant SMS alerts and automatic repayment schedules.
SMS
Your loan of ₦500,000 has been approved and disbursed. Repayment starts 30 Jan 2026.
Auto-Generated Repayment Schedule
30 Jan 2026
Pending
₦175,000
28 Feb 2026
Pending
₦175,000
30 Mar 2026
Pending
₦175,000
2 min 47 sec
Application time
94%
Straight-through processing
Approval automation
11 days
Time saved vs manual
₦0
vs ₦2,500 manual
Cost per application
52 sec
Average completion
KYC verification
+ SMS + bank transfer
Disbursement channel
Ready to see it with your own data?
Book a live demo and we'll walk you through a custom loan workflow for your institution.